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Terrace Hill completes refinancing

Article Date:  Nov 23 2009

Property developer and investor Terrace Hill Group has arranged a £39.3 million debt refinancing after three months of negotiations.

The Glasgow-based company, which is active in food store developments and recently fixed £28 million of forward financing for a Sainsbury’s store in Co. Durham, has agreed £35.1 million of the refinancing with an unnamed ‘major European bank’, with a revised maturity of September next year. Another £4.1 million loan has been refinanced to mature in March 2013.

Finance director Jon Austen says the money is now costing Terrace Hill ‘between 2.25 per cent and 6 per cent’. The rates are floating in relation to London Inter-bank Offered Rate (LIBOR) and, while LIBOR has been falling, the banks’ margins on loans have risen to offset that.

Floated 14 years ago at £2, Terrace Hill shares collapsed to a 13.5p low not so long ago. Highlighted recently by Growth Company Investor at 17.25p last month, they have now reached 22.75p, valuing the company at £48.2 million, and could put in further recovery if the strategy pays off.

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